In 1979, Hal Luce graduated from Ithaca College. As a student, he did a six-month internship at Utica Mutual Insurance Company, and discovered that he liked the business.

Anxious to learn all the ins and outs of the insurance business, he made a decision to start his career as a producer. He sold all lines of property and liability insurance—homeowner’s, auto and business policies.

In 1991, Hal became president and owner of Lupton & Luce. “I knew from my father’s experience and mentoring that a local independent agent’s responsibility is to match up our promises to customers with superior service. And I knew that in order to do it, you had to have a team of service-minded people who care,” he says. With that in mind, Hal Luce has continued to build on the agency’s heritage of quality. Lupton & Luce ranks as one of the top independent agents on Long Island. The agency has 18 employees today servicing over 4,000 customers.

As an added benefit, the agency is authorized to conduct the NYS Safety Program for Defensive Driving course, and is certified to conduct the TIPs Program (Training for Intervention Procedures) for alcohol servers.

Hal Luce explains the Lupton & Luce commitment: “Our challenge every day is to make sure we meet the changing needs of our clients and do it in a way that clearly demonstrates how much we really care.”